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September 14th, 2010 by Mary Coungeau

What Is the Average Cost for Car Insurance in Pennsylvania?

    2008, 2009 and 2010 Trends

  1. In 2008, 2009 and 2010, CarInsurance.com reported that Pennsylvania drivers paid a respective average of $1,686, $1,988 and $1,754 in annual car insurance premiums. From 2009 to 2010, Pennsylvania drivers saw an approximate 12 percent decrease, but from 2008 to 2010, premiums increased by 4 percent.
  2. When to Buy

  3. From September 2009 to August 2010, Pennsylvania drivers paid the lowest car insurance premiums in January and August of 2010. The highest-premium months were September and October of 2009, which saw premiums nearing $2,000 a year. The 12-month time period’s most recent peak was in June of 2010, and premiums have fallen every month since through August 2010.
  4. Other Factors

  5. While the state of Pennsylvania dictates a driver’s premium based on state-wide driving statistics, other factors may be at play in a driver’s average car insurance premium quote. The most common factors for car insurance fluctuation include age and a driver’s history.
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