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The number of uninsured drivers is rising alarmingly causing threat to the UK roads. The drivers driving on road uninsured are rising, and it is extremely worrying factor for the safety of UK roads. If you remain uninsured then you might face thousands of pounds in liability and your driving license will get a conviction six points on it.

Around 16% of the drivers drove the car when they were not even insured thereby increasing the risk for other drivers on road. Out of those who admitted no insurance, 27% do not even know that it is compulsory to have insurance before driving. The drivers driving without any knowledge about the latest rules for insurance causes risk to their driving license as well as other people on road.

Around 9% of the car drivers do not bother to arrange insurance cover for them and their vehicle whereas around more than third put down being rushing in between insurance policies.

Even 6% of the drivers were overconfident about their driving and do not feel any need of insurance cover.

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Does an insurance company have to pay for a car rental after an accident?

If you were not at fault in an accident that caused damage to your car, the property damage portion of the other driver’s insurance will pay for the damages. That will include a rental car if needed. However, you will be subject to their regulations. For example, they may only pay $30 per day and make you rent from a certain rental agency

Tags: Accident

Annoying driving habits might cause rise insurance premium

An insurance company has launched a Road Respect campaign to improve the behaviour of the British motorists while driving. The good driving behaviour ensures road safety and results in lesser road accidents.

According to a research, around one third of the drivers get furious on other road users at least three times within a week.  The survey recognised the reckless driving behaviour for the drivers who feel they do not posses any bad driving habit.

Many road users driving too close to the rear offend around 72% drivers. While around 68% of the motorists wish to make it an offence to use mobile phones while driving. Such driving behaviour risks not only the other driver but your life as well so, it is better to drive at a safe distance and use hands free to talk while driving.

The drivers who just make a rash cut led to making 68% of the drivers angry while around 65% of the motorists turn red when vehicles turn without indicating.

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Tags: Insurance, Insurance Premium

Credit Cards and Car Rental Insurance: Are You Protected?

Weve covered the myriad of car insurance issues when you rent a car many times. One of the basic tenets of renting a car has always been that if you charge the rental to your credit card, its possible that you likely have sufficient insurance coverage between your normal auto policy and the coverage being offered by the card issuer. A new report by CreditCards.com indicates that it may be time to rethink that idea.

According to the report, car rental companies have begun adding extra fees ones theyve had on their rental agreements for years that they incur when a customer damages a rental car, such as fees for taking a rental car out of commission, which results in lost income for the rental agency.

These extra fees arent covered by anyone. Your auto insurance company will not pay them, as theyll only handle damages. An

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Tags: Insurance, Insurance Protected