Significant Auto Insurance

Home insurance: Protect your possessions with a home inventory

Craig Guillot

When disaster strikes, a home inventory can make all the difference in ensuring your home insurance company fairly compensates you for your losses. Few people can identify every single item in their homes — let alone the value. A home inventory creates a permanent record of what you own and how much it’s worth.

The nonprofit Insurance Information Institute says a home inventory can help you:

1. Get your insurance claim settled faster.

2. Verify losses for your income tax return.

3. Keep track of all the things you’ve accumulated over the years.

4. Buy the amount of home insurance you need.

Creating a home inventory can prevent headaches when you have to file a home insurance claim.

According to the National Association of Insurance Commissioners, nearly half of Americans don’t have an inventory of their household possessions. Of thos

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Tags: Home Insurance, Home Inventory, Inventory

Uninsured drivers down 25%

The number of uninsured drivers on UK roads has fallen by 25% in the past five years, according to the Motor Insurers Bureau (MIB).

However, illegal drivers in the West Midlands and West Yorkshire are holding back progress, with 17 of the 20 worst postcodes for uninsured drivers located in the regions.

Bordesley in Birmingham tops the hotspot list, followed by two other Birmingham post codes, with Bradford in West Yorkshire coming in at number four.

The Association of Chief Police Officers Road Policing lead, Chief Constable Phil Gormley, comments: Today there are 500,000 fewer of these [uninsured drivers] on the roads than five years ago.

There are areas of the United Kingdom however that continue to present a challenge for enforcement authorities.

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Tags: Drivers, Uninsured Drivers

“My car won’t start- It’s just nuts!!”

There’s nothing more frustrating than hopping in to you car (usually when your already running late) only to find it won’t start.

It’s a really annoying experience, and not one which would normally put a smile on your face, however, this story taken from BBC News may describe one of those odd occasions. When mechanic Andy Smith received a call to repair a broken-down jeep at a nearby Hampshire Farm, he presumed that it would just be another normal everyday job.

But after spending 20 minutes carrying out the usual diagnostic tests, Andy had still hadn’t figured out why the jeep was failing to start. As it had no power, he had assumed there might be a problem with the jeep’s turbo, but after further testing, he soon realised that the turbo was fine. Time for a little head scratching-the mystery grew!

Determined to get to the bottom of the issue, Andy carried out further tests and after taking the air intake off, he finally discovered the bizarre cause of the problem. To his amaz

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Tags: It’s, Won’t Start

Is is possible for my insurance to cover business-related accidents?

I newly acquired a function with a non-gain wherever we am obliged for transporting youngsters areas in my car. we am upon my parents word plan, which is full coverage. Is it possible, in box of collision injuring my passengers, for my father as well as mother to be sued as well as dump resources as a outcome? Or, does my word process cover iteven however it can be not summarized for craving reasons in my coverage?
It all is contingent upon your word commercial operation as well as your coverage. a little organizations do suggest word policies similar to that.

Know better? Depart your retain answer in a remarks!

Tags: Accidents, Businessrelated Accidents